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You Need Real, Ahem, To Sue in Breach of Contract for This

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This is the most bizarre breach of contract case I've ever seen. Hands down.

A Russian man, Dmitry Agarkov, upon receiving a credit card solicitation in the mail, took a novel approach: Instead of either discarding it or signing it and sending it back, he crossed out the bank's terms, filled in his own drafted terms, replete with penalties THE BANK would suffer if THEY cancelled the contract, created his own url where the terms were memorialized, and sent it back.

The bank didn't object; they just sent him the credit card.

When the bank sued him two years later for unpaid charges, this impetuous guy claimed that based upon the terms he drafted, the bank in fact owed HIM money - not the other way around.

And the Court agreed with him - at least partially.

Dissatisfied with this result, Argakov, is still pushing for the bank to pay him penalties exceeding $700,000. Not surprisingly, the bank isn't backing down.

It will be really interesting to see how this case turns out.

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