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Law Offices of Jonathan M. Cooper

New York Noncompete, Trade Secret & School Negligence Blog

This blog by the six-time published author Jonathan Cooper, is intended to educate the general public about issues of interest, particularly innovations and changes in the law, in the areas of non-compete agreements, breach of contract matters, school negligence (and/or negligent supervision), construction accidentsslip and/or trip and fall accidentsauto accidents, and, of course, defective or dangerous products

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Does Insurance Cover Your Business's Losses Due to COVID-19?

If your business has been effectively shut down due to Coronavirus, one question you should be asking is whether your losses are covered by insurance

Category: Keyword Search: insurance

Jonathan Cooper
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After 2007, which bore the dubious distinction as "The Year of the Recall," and 2008, which saw even more recalls that were undertaken either voluntarily or in response to a governmental demand (not to mention the recent recall of well over 2,000 peanut-based products following the salmonella scare), there were several news reports of small businesses, particularly children's toy distributors and tire suppliers, that openly expressed their fears that any recall of their particular products would force them to close their doors. Strangely, none of these articles discussed a relatively straightforward solution to this threat: defective product or product contamination insurance.

According to A.M. Best Co., this area of insurance, despite the economic recession, is continuing to grow at a rapid clip of over 30% a year. 

If you run a small business that either manufactures or distributes products that could potentially become the subject of a safety recall, it certainly behooves you to ascertain whether this brand of insurance can cover your business; your business's survival may one day depend on it. 

Category: Keyword Search: insurance